Spanish-First · For Latino Gen Z · Open to Everyone

Build Your Financial Future En Tu Idioma.

Avanza is the first gamified financial education app built for Latino Gen Z, and open to everyone. 5 minutes a day. Real skills. Real change.

💡

What is it? A gamified app teaching credit, budgeting and investing, in Spanish first.

❤️

Why it works. Real decisions, not definitions — “Your limit is $1,000. How much can you spend?”

🚀

What's next? Try a free lesson below, no signup needed.

🔥 7-day streak!

Avanza⭐ 320 XP

Crédito

What is a credit score?

🔥

7 Days StrongYour best streak

Up NextSmart Remittances 🌎

✓ Lesson done · +40 XP

39%

P-Fin Index 2025

Hispanic financial literacy rate

68M

US Census 2024

Hispanic Americans in the US

$161B

IDB 2024

Sent in remittances to Latin America 2024

14%

FINRA Foundation

Young Latinos (18–34) with high financial literacy

The Problem

39%

of Hispanic Americans are financially literate. The system was built for someone else.

Source: 2025 P-Fin Index, TIAA Institute & GFLEC

💸

Predatory Lenders Target Latino Neighborhoods

Check-cashing stores and payday lenders charge 400%+ APR and set up specifically in Latino communities.

63%of Latinos rate their finances as fair or poor, Pew Research 2025

🌎

Hidden Fees Drain Remittance Dollars

$161B sent to Latin America in 2024 at an average fee of 6.35% per transaction, double the UN 3% target.

67%of Latinos unaware of hidden remittance fees, UnidosUS

📊

A $151K Wealth Gap Every Generation

The typical Hispanic family has $20K in net worth. White families have $171K. Financial education closes this.

$20Kmedian Hispanic family net worth vs $171K, Federal Reserve

The solution exists. It just hasn't been built yet.

Until Avanza. Spanish-first. Gamified. Built for real life.

Our Story

Financial freedom shouldn't depend on what language you speak.

Only 39% of Hispanic Americans are financially literate, a systemic gap, not a personal one. Avanza was built to close it.

39%

P-Fin Index 2025

Hispanic financial literacy rate

68M

US Census 2024

Hispanic Americans in the US

$20K

Federal Reserve

Median Hispanic family net worth vs $171K white

14%

FINRA Foundation

Young Latinos (18–34) high financial literacy

Mission Statement

"To close the financial literacy gap for Latino Gen Z by delivering culturally authentic, Spanish-first financial education, gamified, accessible, and built around real community needs. Open to everyone. Built for us first."

Mission

Close the 39% financial literacy gap for Hispanic Americans through Spanish-first, gamified education that meets people where they are, culturally, linguistically, and economically.

Vision

A world where the 39% becomes 100%. Where the $151K wealth gap closes. Where language is never again a barrier to financial freedom for Latino families everywhere.

Values

Authenticity, built for the community, not at it. Accessibility, zero barrier to entry. Practicality, every lesson is usable this week. Community, we grow familia por familia.

Why Avanza exists.

Every major financial app was designed for the same person: an English-speaking, middle-income American who already has a bank account and parents who talked about money at dinner.

That person is not the Latino teen whose parents send remittances every month. It's not the first-generation student who's never heard of credit utilization. It's not the family targeted by payday lenders because nobody taught them to say no.

Avanza was built for them. And for everyone who deserves financial education that actually speaks to their real life.

🌱 Culturally Authentic

Every lesson written with the community, not for it. Born there.

🗣️ Spanish-First

Spanish is the primary language. Not a translation layer. English is the toggle.

🌍 Open to Everyone

Latino Gen Z is our primary focus. But financial literacy is universal. Avanza welcomes all ages and backgrounds.

⚡ Radically Practical

No theory. No jargon. Every lesson teaches a skill you can use this week.

The Data

The gap is documented. The need is real.

Hispanic financial literacy rate39%

P-Fin Index 2025

Latinos with fair or poor finances63%

Pew Research 2025

Young Latinos (18–34) high literacy14%

FINRA Foundation

Latinos unaware of hidden remittance fees67%

UnidosUS Survey

$161B

IDB 2024

Sent in remittances to Latin America in 2024 at an average fee of 6.35% per transaction, double the UN target.

$151K

Federal Reserve

The wealth gap between the average Hispanic family ($20K) and the average white family ($171K). Education is the fastest path to closing it.

1 in 4

US Census

Gen Z Americans is Hispanic, the most diverse generation in US history, and the most underserved by financial tools.

The Curriculum

Everything about money. Para tu vida real.

Six modules. 60+ lessons. 5 minutes a day. All built around real situations Latino Gen Z actually faces.

How It Works

Learn. Earn XP. Level up.

01

📝

Take Your Quiz

Tell Avanza your goals and knowledge level. Get a personalized learning path in 60 seconds.

02

🎮

Complete Lessons

5-minute gamified lessons in Spanish and English. Earn XP, build streaks, unlock badges every day.

03

🚀

Apply Real Skills

Track your credit. Send remittances smarter. Build a budget. Every lesson teaches something usable this week.

All 6 Modules

60+ lessons. All in Spanish first.

💳

Module 1: Credit from Zero

Build credit with no history. Secured cards, score factors, authorized users.

Beginner

💰

Module 2: Real Budgeting

The 50/30/20 rule adapted for first-gen realities. Your actual income, not a textbook.

Beginner

🌎

Module 3: Smart Remittances

Compare Remitly, Wise, Western Union. Understand the 6.35% average fee. Protect your money.

Intermediate

🚫

Module 4: Avoid the Traps

Payday loans, check-cashing scams, fake credit repair. The 67% who don't know, this changes that.

Intermediate

📈

Module 5: Start Investing

Your first investment account. Stocks and ETFs explained. How to start with $10.

Advanced

🏠

Module 6: Own Your Home

How mortgages work. The path from renting to owning for first-generation homebuyers.

Advanced

🎮

Gamified

XP, streaks & badges keep you coming back.

🇪🇸

Spanish-First

Written in Spanish. English toggle always available.

⏱️

5 Min/Day

Fits your real life. No marathon sessions.

📱

Mobile First

Built for your phone. iOS and Android.

Competitive Advantage

Why Avanza wins the market nobody else owns.

FeatureAvanza ✦GreenlightCurrentDuolingo

Spanish-first content✦✗✗✗

Latino cultural context✦✗✗✗

Gamified learning✦✗✗✓

Remittance guidance✦✗✗✗

Genuinely free tier✦✗✓✓

Price/month$4.99$4.99–$9.98Free+Free+

Interactive Demo

Try a real Avanza lesson. Right now.

No signup. No download. Feel what 9.7 million Latino Gen Z teens deserve access to.

STEP 1 OF 4+30 XP

💳 Credit

What is a credit score?

Tu score de crédito, entendido.

Your credit score is a number between 300 and 850. It tells banks how reliably you repay borrowed money. Higher score = more doors open: better apartments, lower interest rates, more financial freedom.

⭐ Cultural note: Many Latino immigrants arrive with strong credit history from their home country, but it doesn't transfer to the US. You start at zero. That is completely normal. Only 39% of Hispanic Americans are financially literate (P-Fin Index 2025). This lesson is the first step to changing that.

STEP 2 OF 4+30 XP

📊 5 Factors

How your score is calculated

Conoce estos 5 y controla tu futuro.

Your score isn't random. It comes from 5 specific factors, know them and you can improve on purpose.

35%

Payment History

Do you pay on time? The #1 factor.

30%

Credit Utilization

How much of your limit are you using? Keep it under 30%.

15%

Length of History

Longer credit history = better score.

10%

Credit Mix

Cards and loans, diversity helps.

10%

New Credit

Applying for too much at once temporarily hurts.

QUIZ, STEP 3 OF 4+30 XP

🧠 Quiz

Maria always pays on time but has $800 on a $1,000 credit card. What is her biggest score problem?

Choose the best answer

🎉

Lesson Complete!

You just learned how credit scores work, one of the most powerful tools for building financial freedom. Tú puedes hacer esto.

⭐ +30 XP Earned

Pricing

Start free. Go further for less than a coffee.

No contracts. No credit card to start. Financial education has zero barrier to entry.

Free Forever

$0_/month

Start today. No card. No time limit.

✓ Everything below is genuinely free, no catch, no timer, no paywall.

Full Module 1, all 6 credit lessons complete
Unlimited daily access, no lockouts
XP points, streaks & achievement badges
Spanish & English toggle
Personal progress dashboard
Community leaderboard

Common Questions

Is the free plan actually free?

Yes. No credit card. No time limit. No tricks. You get all of Module 1, 6 full lessons, completely free, forever.

Can I cancel premium anytime?

Yes. Cancel anytime, no questions. You keep access until the end of your billing period.

Is Avanza available in Spanish?

Yes, that's the whole point. Every lesson, module and prompt was written in Spanish first. English is always available.

Why $4.99?

It matches the lowest competitor price in the market. We set it this way intentionally, financial education should be accessible to the communities who need it most.

Why Avanza Exists

"Every dollar Avanza generates goes back into proving that a Latino teenager with five minutes a day and a phone can build the financial future their parents never had access to."

The 39% is not a statistic from a report. It's the reality of the community that built this app. We got tired of waiting for someone else to fix it.

0–6 Months

100 premium users. 500 in community. First school partnership.

$349/month net profit. App prototype fully live.

6–18 Months

5,000 active users. 3 partnerships. $25K monthly revenue.

Remittance calculator live. Two income streams fully active.

2–5 Years

100,000 users. Avanza for Schools. Credit builder integrated.

Measurable improvement in community financial literacy rates.

The 39% is my community. Avanza makes it 100%.

One lesson. One family. One generation at a time.

Join the Beta

Be part of something that matters.

Avanza is launching soon. Join the waitlist and be among the first to access the app closing the 39% financial literacy gap, one family at a time.

📱

@AvanzaApplication, TikTok & Instagram

📧

AvanzaApplication@gmail.com

🌐

avanzaed.netlify.app

39%

P-Fin Index 2025

Hispanic financial literacy rate, the gap Avanza closes.

68M

US Census 2024

Hispanic Americans who deserve access to this.

14%

FINRA Foundation

Young Latinos (18–34) with high financial literacy. Avanza changes that.

Join the Waitlist

We'll reach out when Avanza launches. Be first.

Your Name

Email

I am a...

Message (optional)

🎉

You're on the list!

We'll reach out when Avanza launches. Share with your familia.